TripZillaTravelling is something incredibly exciting, and having to pay attention to nitty-gritty details can take the fun out of it. One of the most pesky pre-trip preparations to attend to would be the purchasing of travel insurance – fussing over where to get it, which to purchase and whether it’s even necessary altogether.
Many travellers often opt out of travel insurances as it’s just too much of a hassle to bother, and that is actually a major mistake. Here’s why:
Last minute cancellations
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Having to cancel a trip at the eleventh hour really sucks. But not being refunded for your cancellations? That sucks even more. It’s difficult to predict when last minute screw ups are going to happen, especially for uncontrollable predicaments like natural disasters and diseases outbreaks. As many airlines do not provide refunds for such risks, the best precaution you should take is to insure your travels for such possible risks.
A peaceful mind while travelling goes a long way
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Even if nothing unfortunate is going to happen, constantly worrying about a potential mishap can seriously ruin an otherwise enjoyable travelling experience. Having to skip parts in your itinerary due to their potential risks can be a real killjoy! So once you know you have been properly insured and adequately handled if anything happens, go ahead and have the vacation of your life.
Also read: Why Travel Insurance Is Important
Protection against travel agency’s insolvency
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Even the most reputable cruise line, tour agency or airline carrier can cease their operations without advance notices. Unforeseen circumstances like financial hardships or bankruptcy, although rare, do inflict themselves on travel agents. So it’s always necessary to insure against such insolvency, especially when purchasing expensive travel packages.
Necessary assistance during medical emergencies
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You’re walking down the streets of Kyoto and unexpectedly twist your ankle. How are you going to get an English-speaking physician as soon as possible? Amidst the emotional and physical stress you’re facing, it’s going to be even more exasperating to worry about where to seek for medical attention and the possibly exorbitant cost of it. Insuring yourself with a travel insurance can put these worries to rest as specialized arrangements can be made immediately with just a phone call.
Lost or delayed baggages
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We’ve all heard stories about baggages being broken into, stolen or delayed for hours, some even days. Travel insurances provide coverage to replace your necessities right away, and also reimbursement for the lost contents. So even though it’s a bummer having your travel essentials missing before your vacation even begins, at least you’re able to go on with your adventure with as little disruptions as possible!
Protection for personal belongings
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Unfortunately, the most essential travel items we carry along are also those that are most susceptible to theft and misplacement. Important possessions like wallets and phones are especially prone to such risks and having to replace them is probably one of the most annoying things that can happen during your vacation. From assistance in obtaining emergency cash to passport replacement procedures, travel insurances have got such bothersome processes covered for you.
Health insurance, credit card coverages and other insurances are insufficient
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You may think having protections like credit card coverages, health insurances and auto insurances are enough to secure you for any potential risk throughout your trip. Truth is, even combined, they may not be sufficient to offset common overseas emergencies. A travel insurance is still the most optimal option for a secured, smooth-sailing vacation.
Also read: Why You Should Buy Travel Insurance Early
